What If the At-Fault Driver Doesn’t Have Enough Insurance to Cover My Injuries in Texas?

Quick Answer If the at-fault driver does not have enough insurance to cover your injuries, that driver’s liability limit is not necessarily the end of your claim. You may be able to use underinsured motorist coverage, PIP, MedPay, health insurance, additional liability policies, or claims against other responsible parties. The driver may also remain personally […]
How Fast Must I Send a Litigation-Hold Letter After a Texas Truck Crash, and Who Gets It?

Quick Answer Send a truck-crash preservation letter as soon as the responsible companies and evidence custodians can be identified, preferably the same day counsel is retained and within the first 24 to 48 hours when possible. Texas law does not impose a universal 24-hour, 48-hour, or 72-hour deadline. Separate notices should reach the motor carrier, […]
Low-Ball Settlement Offer? Here’s How a Texas Personal Injury Lawyer Negotiates a Better Settlement

Quick Answer A low-ball settlement offer does not have to be accepted. A Texas personal injury lawyer negotiates by identifying why the insurer discounted the claim, correcting those weaknesses with reliable evidence, and presenting a counter-demand tied to fault, medical proof, wage loss, future care, coverage, and litigation risk. Do not sign a release before […]
Can the Insurance Company See My Medical Records Without Permission in Texas?

Quick Answer Usually, the at-fault driver’s insurance company cannot obtain your medical records directly from a doctor merely by asking. It normally needs a valid written authorization, records you voluntarily provide, or lawful court process. Different rules may apply to your health insurer, workers’ compensation carrier, or records requested after a Texas personal injury lawsuit […]
What Should My Family Do While I Am Still in the Hospital After a Rig Accident?

Quick Answer While you are hospitalized after an onshore Texas rig accident, your family should protect three things at once: your medical care, the required work-injury notices, and time-sensitive evidence. A family member can report the injury on your behalf, identify every company working at the site, verify workers’ compensation coverage, preserve your phone and […]
What Counts as a Catastrophic Injury Under Texas Law? Why the Label Matters, but the Proof Matters More

Quick Answer Texas law does not give most negligence plaintiffs a separate damages category merely because an injury is called catastrophic. The term generally describes an injury that permanently changes a person’s ability to work, move, communicate, live independently, or care for themselves, but recovery still depends on proving fault, medical causation, and each past […]
How Fault Is Determined in a Texas Car Accident: A Practical Legal Analysis for Injury Claims

Quick Answer Fault in a Texas car accident is determined by identifying whose negligent conduct caused the collision and assigning each responsible person a percentage of responsibility. Insurance adjusters make initial liability decisions, but a judge or jury can ultimately allocate fault under Texas Civil Practice and Remedies Code Chapter 33. A claimant may recover if […]
Tesla Autopilot Crash Lawsuits in Texas: What Does Level 2 Driver Assistance Mean for Your Claim?

Quick Answer: Tesla Autopilot and Full Self-Driving (Supervised) are Level 2 driver-assistance systems, not fully autonomous driving. The human driver must remain attentive, but that does not automatically make the driver the only liable party after a Texas crash. A claim may involve the driver, Tesla, or both, depending on vehicle data, driver inputs, warnings, software […]
Tesla Autopilot Accident Lawyer in Texas: Level 2 Driver Assistance Is Not Self-Driving

Quick Answer Tesla Autopilot and Full Self-Driving (Supervised) are driver-assistance systems, not autonomous driving. Under the Level 2 classification, the vehicle may control steering, acceleration, and braking, but the human driver must remain attentive and responsible for operating the vehicle. After a Texas crash, liability may involve the Tesla driver, another motorist, a company, or […]
Tesla Full Self-Driving Crash Liability in Texas: Do Tesla’s Official Terms Limit Your Claim?

Quick Answer Tesla describes Full Self-Driving (Supervised) as a driver-assistance system, not an autonomous vehicle, and requires the driver to remain attentive and responsible for safe operation. Tesla’s current subscription agreement also limits its stated reimbursement to one subscription payment and sends many subscriber disputes to individual arbitration. Those provisions do not automatically create a […]