Quick answer: Ryan Orsatti Law reviews Uber and Lyft crash claims by examining fault, trip records, policy terms and documented losses. A policy limit is not a promised settlement. Call 210-525-1200 to request a free case review.
How app status affects the insurance review
Rideshare app status helps identify which insurance requirements apply. Texas requires primary liability coverage while a driver is logged on and available, and at least $1 million in aggregate liability coverage during a prearranged ride. The ride period starts with acceptance and ends when the last requesting passenger leaves. Additional benefits depend on applicable law and the policies. See Texas Insurance Code Chapter 1954.
Texas rideshare coverage at a glance
| App status | Texas liability insurance requirement | What to review |
|---|---|---|
| App off | The rideshare requirements below do not apply solely because the driver has a rideshare account. | Applicable personal coverage and other potentially responsible parties. |
| Logged on and available, no ride accepted | At least $50,000 for bodily injury or death per person, $100,000 per incident, and $25,000 for property damage. | Primary insurance maintained by the driver, company, or a combination. |
| Ride accepted through the last passenger’s departure | At least $1 million in aggregate liability coverage for death, bodily injury and property damage per incident. | The policies and trip records. A limit is not a promised payment or the value of a claim. |
Tip: Save your trip receipt, app messages and screenshots. These may help establish app status. Additional records may be needed.
The Orsatti Advantage in Uber/Lyft cases
1) Coverage review: We compare app status, fault evidence and policy terms to identify potential recovery sources. Policies cannot automatically be stacked, and personal-policy exclusions or settlement conditions may affect recovery.
2) Evidence review: Save the records you have, including receipts, app messages, photographs and insurer letters. We assess which additional records may be relevant and how to request them. Requests do not guarantee that records exist or will be produced.
3) Communication: Ask who will handle your case, how updates will be provided and how to reach the attorney. Our team can explain the communication process during your case review.
4) Recognition: The publisher lists Ryan Orsatti as selected to Rising Stars for 2022 through 2026. This recognition does not guarantee a result in any case.
5) San Antonio office: Ryan Orsatti Law is at 4634 De Zavala Rd, San Antonio, TX 78249. Call to arrange a case review.
Questions to ask about your rideshare claim
| Topic | Question to ask |
|---|---|
| Records | Which records should I preserve, and which additional records may be needed? |
| Coverage | Which policies need to be reviewed for my app status and crash facts? |
| Communication | Who handles my case, and how can I reach the attorney? |
| Fees | How are attorney fees and advanced expenses handled under the written agreement? |
(Past outcomes don’t guarantee future results; every case is different.)
Client voices (real 5-star reviews)
- “They took the time to clearly explain every step of the process”
Brookes F., excerpt from a Google review, San Antonio - “The personal attention the office gave me really made a difference”
Tori L., excerpt from a Google review (delivery-driver collision)
These are individual client experiences. Past results and testimonials do not guarantee future outcomes.
What to do after an Uber/Lyft crash in San Antonio
- Call 911 and get medical care.
- Document the ride: screenshots of the trip screen, driver details, and receipts.
- Exchange info with all drivers and witnesses.
- Report accurately: Keep a copy of any in-app report. Before a recorded interview, identify who the insurer represents and review duties under your own policy. Do not ignore notices or reporting deadlines while arranging legal advice.
- Call Ryan Orsatti Law to map coverage and protect your claim. (Hablamos Español.)
Review the policies alongside Texas Insurance Code Chapter 1954. A statutory insurance requirement is not a promise that a particular loss will be paid.
Ready to talk?
Ryan Orsatti Law — Personal Injury (Rideshare, Auto, Commercial Vehicle)
Address: 4634 De Zavala Rd, San Antonio, TX 78249
Real-person call answering 24/7: 210-525-1200
Free consultation. No fee unless we win. (Ryan Orsatti Law)
Legal & Advertising Notice (Texas)
- This blog is general information, not legal advice.
- Past results and testimonials don’t guarantee future outcomes.
- No specialization is claimed unless a lawyer is properly certified by the Texas Board of Legal Specialization.
- Case evaluations are free; contingency fees apply per written agreement.
Sources
- Texas Insurance Code Chapter 1954: rideshare insurance requirements and app-status periods.
- Texas Department of Insurance: Ride sharing: questions to ask about personal and rideshare coverage.
- Lyft state and local disclosures: policy-review cautions and links to certificates of insurance. A summary does not establish coverage for a particular claim.
- Texas Occupations Code Chapter 2402: regulation of transportation network companies and ride-record retention requirements.
- Super Lawyers publisher profile: Rising Stars selection, 2022 through 2026.
Hurt in an accident in San Antonio? Learn how a San Antonio car accident lawyer can help with your claim. Call 210-525-1200 or request a free consultation.
The firm works on a contingency fee. You pay nothing unless the firm recovers money for you, and that covers case expenses as well as the fee: if there is no recovery, you owe no attorney's fee and no case expenses. Ask for the fee agreement and read the fee and expense section before you sign anything.
Related San Antonio legal resources
Primary legal and public-data sources
- TxDOT: Texas crash reports, data, and statistics
- Texas Civil Practice and Remedies Code Chapter 33: proportionate responsibility
Ryan Orsatti Law
4634 De Zavala Road, San Antonio, TX 78249
General reference links. Consult each source for its current text.