What Is a Recorded Statement and Should I Give One?

Quick Answer A recorded statement is an audio or video interview an insurance adjuster takes after an accident, usually to lock in your version of events, injuries, and damages. In most Texas injury claims, you should not give a recorded statement to the other driver’s insurance company before speaking with a lawyer. Your own insurance company is […]

Why the Insurance Adjuster Is Not on Your Side

Quick Answer The insurance adjuster is not on your side because the adjuster works for the insurance company, not for you. Even when the adjuster is polite, responsive, and sympathetic, their job is to evaluate the claim in a way that protects the insurer’s financial interests. In a Texas personal injury claim, what you say […]

Medical Liens, Subrogation, and Your Personal Injury Settlement in Texas: What Gets Paid First?

Quick Answer In a Texas personal injury settlement, the settlement check usually does not go straight to the injured person. Before the client receives the net recovery, the lawyer must account for attorney’s fees, case expenses, and valid liens or reimbursement claims. A “medical lien” is usually a provider’s legal claim against settlement money. “Subrogation” is usually […]

Should I Go to the ER or My Regular Doctor After a Car Accident in Texas?

By Ryan Orsatti, Texas personal injury attorney, Ryan Orsatti Law, San Antonio. Quick Answer After a car accident in Texas, go to the ER or call 911 if you have serious symptoms such as loss of consciousness, confusion, worsening headache, repeated vomiting, chest pain, severe neck or back pain, weakness, numbness, or trouble breathing. If […]

Should I Post About My Accident on Social Media? The Short Answer Is No

By Ryan Orsatti, Texas personal injury attorney, Ryan Orsatti Law, San Antonio. Quick Answer: No, you should not post about your accident on social media after a Texas crash. A photo, comment, check-in, tag, or “I’m okay” update can be used by an insurance adjuster or defense lawyer to question your injuries, fault, timeline, or credibility. […]

An Unlicensed Driver Caused My Accident in Texas: Can I Still Get Compensated?

By Ryan Orsatti, Texas personal injury attorney, Ryan Orsatti Law, San Antonio. Quick Answer: Yes. If an unlicensed driver caused your accident in Texas, you can still seek compensation, but the lack of a license does not automatically prove the whole injury claim. You still need evidence that the driver’s negligence caused the crash, proof of […]

I Turned Down UM/UIM Coverage in Texas. What Happens Now?

By Ryan Orsatti, Texas personal injury attorney, Ryan Orsatti Law, San Antonio. Quick Answer If you turned down UM/UIM coverage in Texas, your own auto policy may not pay uninsured or underinsured motorist benefits for a crash involving a driver with no insurance, too little insurance, or a hit-and-run driver. Texas insurers must offer UM/UIM […]