Fuming on the road after a cut-off? You’re not alone. But beware, Texas drivers: road rage incidents and resulting crashes often fall outside auto insurance coverage.
Ryan Orsatti, a Texas personal injury attorney, explains why:
- Intentional Acts vs. Accidents: Standard insurance covers “accidents,” not intentional actions. Aggressive driving fueled by road rage is seen as a deliberate choice, not an unforeseeable event.
- Policy Exclusions: Many Texas auto policies explicitly exclude coverage for damage caused by intentional acts. This means your insurance might not cover repairs or compensate the other driver if you initiated the road rage.
What if you’re the victim of road rage?
- Uninsured/Underinsured Motorist Coverage: This optional coverage can be a lifesaver if the at-fault driver lacks adequate insurance.
Remember:
- Stay Calm on the Road: Avoid escalating situations. Your safety is paramount.
- Document Everything: If you’re involved in a road rage incident, document any erratic driving, threats, or damage.
- Seek Legal Help: If you’re injured due to another driver’s road rage, Ryan Orsatti can fight for the compensation you deserve.
Don’t let aggressive drivers cost you more. Call Ryan Orsatti for a free consultation today!
